Prospect Loan Programs
FHA
We offer residential mortgage loans insured by the Federal Housing Administration (FHA). FHA-insured loans offer many benefits, including lower costs, smaller down payments and easier qualification.
VA
The VA loan program can make it easier for veterans to secure a home loan by requiring little or no down payment. This home loan is available to veterans and is guaranteed by the U.S. Veteran's Administration, and it frequently offers lower interest rates than ordinarily available. In addition, with a VA-guaranteed loan, there is no private mortgage insurance requirement.
HomePath
We are among a select group of mortgage lenders nationwide who can offer the Fannie Mae HomePath loan, a special home loan to finance the sale of Fannie Mae’s real-estate owned (REO) properties across the country. Qualified buyers purchasing a primary residence are only required to put 3% down and can get up to 6% in seller concessions. Investors can finance up to 10 properties with only 10% down on 1-2 unit investment properties. No mortgage insurance or property appraisal is required.
Rehabilitation Programs/203(k)
The FHA Renovation Loan Program provides the money to purchase a home and renovate it, all with one convenient loan. This program is ideal for purchasing foreclosures and improving their value with needed repairs and upgrades.
Jumbo Loans
As an experienced jumbo and super jumbo mortgage lender, we offer a variety of programs with competitive rates and beneficial features. We also provide jumbo and super jumbo loans for investment properties and second homes, as well as cash-out refinancing.
Private Mortgage Lending
Private Mortgage Lending (PML) offers loans up to $45 million and unlimited cash-out refinances, all with complete confidentiality. With direct access to private capital, we specialize in delivering unsurpassed attention to detail and client needs. Private Mortgage Lending offers maximum liquidity, maximum tax benefits and maximum privacy.
Ready To Get Started?
(800) 215-7138
